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What makes Radiant Wealth Management different from other advisory firms?
At Radiant Wealth Management, we pride ourselves on our deep experience, personalized service, and proactive approach to financial planning. With decades of expertise, we combine a tailored, high-touch service with proactive advice that’s initiated by us ensuring your financial strategy evolves with your life. Our commitment to building lasting relationships allows us to understand each client’s unique goals, creating a partnership that extends beyond typical financial management.
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What is your investment philosophy?
Our investment philosophy centers on the factors that truly drive results: performance, cost efficiency, tax strategy, and the risk-reward balance. We focus on delivering long-term, sustainable growth while minimizing unnecessary costs, optimizing tax efficiency, and carefully managing risk to align with your personal goals. This approach ensures that every decision we make is aimed at maximizing your returns in a way that is cost-effective, tax-smart, and well-suited to your risk tolerance.
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What does it mean that you act as a fiduciary, and how does it benefit me?
As fiduciaries, we are legally and ethically bound to act in our clients' best interests at all times. This responsibility means that every recommendation and strategy we provide is based solely on what is best for you, without any conflicts of interest. Our commitment to transparency and alignment ensures that our financial planning and asset management services focus exclusively on meeting your goals, protecting your assets, and enhancing your financial well-being.
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How does your asset management service work?
Our Asset-Based Management services are designed to align with your financial goals and risk tolerance. We collaborate with Schwab and NewEdge Advisors to oversee and implement your portfolio, while also staying actively engaged in your financial plan's progress.
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Do you have access to TIAA accounts?
Yes, we have a relationship with TIAA that allows us access to client accounts and their service team. This enables us to integrate your TIAA-held assets into a comprehensive financial plan, ensuring they’re aligned with your broader financial goals.
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What if I have multiple accounts? Can you help consolidate them?
Absolutely. We help clients review, consolidate, and simplify their accounts when it makes sense for their financial plan. This approach reduces redundancy, improves tax efficiency, and helps create a clearer picture of your financial future.
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What are your fees for financial planning and asset management?
We are a fee-only advisory firm, offering both hourly financial planning services and asset-based management options. This approach ensures that our interests are aligned with yours, with no commissions or hidden fees.
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Do you offer family pricing?
Yes, we offer family pricing, which allows us to extend our services across multiple family members at a combined, reduced rate. This option is ideal for families looking to coordinate financial planning across generations, ensuring alignment in wealth transfer, tax efficiency, and estate planning for a unified strategy.
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Can I meet with you for advice without engaging in a full planning or asset management service?
Yes, we offer hourly consulting services for clients who prefer specific guidance without a long-term commitment. This is ideal for clients needing help with particular issues like retirement planning, investment analysis, or tax strategy.
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If I choose the Advice-Only service, will you still manage my investments?
Our Advice-Only model focuses on developing a holistic plan based on your goals. If you choose this model, we don’t manage your assets directly but can provide guidance to ensure they align with your financial objectives.